Legal Expense Insurance (LEI) is an insurance product that protects you in case of an unforeseen legal event by covering your legal costs and giving you access to experienced lawyers. DAS Personal is an LEI policy that empowers individuals to defend or pursue their legal rights. This policy also provides unlimited access to general legal advice for any legal question, even if it is not covered by the policy. DAS Personal is brokered by Marsh Canada Limited, managed by DAS Legal Protection Inc., and underwritten by Temple Insurance Company.
For only $150*/year, DAS Personal covers you for:
- Driver’s Licence Protection
If you face a suspension or revocation of your driver’s licence.
- Contract Disputes
If you face a dispute relating to selling or buying goods, or obtaining services.
- Legal Defence
If you face criminal charges in relation to your employment.
- Property Protection
If you or your family experience legal nuisances or trespass or if someone causes physical damage to your property.
- Bodily Injury
If someone causes you or your family bodily injury.
- Tax Protection
If you face a tax audit or wish to appeal a decision from the Canada Revenue Agency (CRA).
|LEGAL EXPENSE INSURANCE COVERAGE||LIMIT OF INDEMNITY PER CLAIM||DEDUCTIBLE|
|• Contract Disputes||$100,000||Nil|
|• Fault Determination & Total Loss Valuation Disputes||$100,000||Nil|
|• Driver’s Licence Protection||$100,000||Nil|
|• Legal Defence||$100,000||Nil|
|• Bodily Injury||$100,000||Nil|
|• Property Protection||$100,000||$5001|
|• Tax Protection||$100,000||Nil|
|• Legal Advice Helpline||Unlimited|
|1 The $500 deductible only applies to disputes related to Nuisance and Trespass and in which it is required to appoint an appointed representative.|
|AGGREGATE LIMIT PER ANNUAL PERIOD||$500,000|
|COVERAGE FORM:||OCCURRENCE BASIS|
Information on this website represents a synopsis of coverage and is provided as a reference only. The actual policy, including endorsements determines coverage. It contains exclusions, limitations and other provisions not referenced (or only briefly summarized) here and the policy should be consulted for full coverage terms, conditions and requirements. Deductibles may apply. For exact terms, definitions, limitations, and exclusions, please speak with a licensed insurance broker at Marsh Canada, or refer to the policy wording.
* plus administration fee and applicable taxes