A. Privacy Consent
If required or permitted to do so by law, we will disclose your Personal Information to third parties without obtaining prior approval or providing you with notice thereof. In that connection, because a number of the service providers we use are located outside Canada, including certain Marsh affiliates, your Personal Information may be processed and stored outside Canada, and foreign governments, courts or law enforcement or regulatory agencies may be able to obtain disclosure of your Personal Information under foreign laws.
B. Commission Disclosure
Marsh’s Private Client Services Practice will be paid the commission rate of 25% for the placement of your Legal Expense Insurance with DAS Canada. Marsh will be paid this commission rate for any subsequent renewal policies issued automatically. Your payment of the renewal premium constitutes consent for Marsh’s Private Client Services Practice to be paid commission on the renewal policy. Should the commission rate change at a future date, Marsh’s Private Client Services Practice will notify you prior to the policy renewal.
Insurer Consulting Compensation
Marsh receives separate compensation from insurers for providing consulting, data analytics or other services. The services are designed to improve the offerings available to our clients, assist insurers in identifying new opportunities, and enhance insurers’ operational efficiency. The scope and nature of the services vary by insurer and by geography. This compensation can be paid in the form of a fixed fee, a percentage of premium, or a combination of both. It is in addition to and will not be credited against any fee payable to Marsh and will not be subject to any cap on commissions payable to Marsh.
For additional information, please visit: https://www.marsh.com/ca/en/about-marsh/leading-the-way-in-transparency.html
- Marsh & McLennan Companies, Inc. and its subsidiaries have direct and indirect investments in insurance and reinsurance companies and have contractual arrangements with certain insurers and wholesale brokers.
- Premium Financing – Marsh Income disclosure statement.